Banks for FOP

Business account comparison: banking fees, acquiring, FX operations

Sections

  • What to compare

    Account fee, cash withdrawal %, transfer fees, SWIFT/FX operations, acquiring, integrations (API, statements).

  • Free business banking

    Most Ukrainian banks (Privat, Mono, Sense, Oschad) offer free basic FOP banking with turnover — main choice is by acquiring and FX.

  • FX accounts

    For export: EUR/USD accounts, SWIFT incoming fee (~0.5–1%), FX withdrawal, conversion at rate.

  • Acquiring & terminals

    If accepting cards: POS terminal, online acquiring, % per transaction (1.5–2.5%). Bank cash register — software or hardware.

  • Security & support

    A separate FOP account is mandatory for official income. Critical: support speed on payment holds — check accountant reviews.

Do not keep all turnover in one bank — a backup account at a second bank saves you during outages.

About Banks for FOP

Banks for FOP — Business account comparison: banking fees, acquiring, FX operations. Sole Proprietor: FOP tools. Use our tools without registration or installing software. All calculations happen in your browser — your data is never sent to a server.