Business
Tools for entrepreneurs and small businesses
FOP/LLC Calculator
Compare FOP tax groups and LLC
Invoice Generator
PDF invoice with company details and VAT
Unit Economics
Break-even point, margins, safety buffer
Net Salary Calculator
PIT + military levy + ESC — net salary
Business Plan Generator
Structured PDF document by sections
Contractor Contracts
Generators: contractor, rent, loan agreements
FOP Registration/Closure
Documents for opening and closing FOP
Tax Reporting Checklist
Monthly and quarterly reports
Employee Cost
Net → gross, 22% SSC, total payroll
Markup vs Margin
Converter, target-margin price, discount cost
IBAN Validator
MOD-97, per-country length, UA breakdown
Installment True Cost
Effective APR of "0%" plans via IRR
Deposit Guarantee
DGF: UAH 600,000 per depositor per bank
Working Capital
DSO+DIO−DPO cycle, frozen cash
Acquiring Fees
Effective fee with rent and fixed charges
Cash Gap
8-week balance forecast
Company valuation
valuation by industry multiples
Equity dilution
cap table and dilution after a round
Franchise assessment
royalty, entry fee, net income
Tender margin
expected value of a Prozorro bid
Incoterms
EXW, FOB, CIF, DDP — who pays
FX risk
exchange differences on a contract
KPI dashboard
industry metrics for weekly review
Selling a business
due diligence prep checklist
E-residency
Guide: Estonian e-residency and e-governance
ROMI & Marketing Mix
Return on marketing investment, channel budgets