Cashback optimizer
Spending by category × card cashback — the best card for each category
Monthly spend by category · Card cashback, %
Optimal split
Groceries — pay with B400 ₴
Dining — pay with B90 ₴
Fuel — pay with B120 ₴
Pharmacy — pay with A15 ₴
Shopping — pay with B150 ₴
Other — pay with A50 ₴
Cashback/mo825 ₴
Cashback/yr9,900 ₴
Cashback rates change quarterly — check current categories in the bank app. Typical traps: cashback in points not money, per-category caps, required turnover. 'Round to the hryvnia' is a separate micro-bonus.
Over Cashback-optimalisatie
Cashback-optimalisatie — spending categories × card cashback — best card & yearly gain. Financiën: schulden, lening of sparen, kosten, verdelen, kind, cashback, levensverzekering. Gebruik onze tools zonder registratie of software-installatie. Alle berekeningen gebeuren in uw browser — uw gegevens worden nooit naar een server gestuurd.