Investor's first steps

Action order and reading list

1. Emergency fund3–6 months of expenses in deposits/cash — before any investing
2. Kill expensive debt15%+ debt 'earns' a guaranteed 15% when repaid
3. Define goal & horizonRetirement in 30y ≠ car in 2y — different tools
4. Choose a brokerFees, ETF access, reputation, tax reporting
5. First ETFBroad index (world/S&P500) with TER <0.3%
6. Automate contributionsFixed monthly amount — DCA removes the 'when to buy' question