Truck: buy vs lease

Owned truck: depreciation ~15–20%/yr early on + repairs grow after 500k km (~0.08–0.15€/km). Lease: predictable payment, new equipment, but overall pricier with mileage limits. The tipping point: leasing wins at high mileage and reliability needs (reefer/frozen), used-and-owned wins with stable routes and own service.