Loan refinancing
is a lower rate worth it after fees
Current loan
New loan
Result
Payment: old → new13 941,00 ₴ → 11 960,00 ₴
Monthly saving1 981,00 ₴
Switching costs9 000,00 ₴
Costs recoup in5 mo
Net saving over term+86 079,00 ₴
Payments are annuities; the new term equals the remaining term of the old loan. Switching costs (fee, notary, collateral revaluation, insurance) are recouped through the payment difference — closing the loan before the break-even point makes refinancing a loss.
À propos de Calculateur de refinancement
Calculateur de refinancement — le refinancement vaut-il le coup : nouveau taux, frais, économies. Finances: Gestion des finances personnelles. Utilisez nos outils sans inscription ni installation de logiciel. Tous les calculs se font dans votre navigateur — vos données ne sont jamais envoyées à un serveur.