What mortgage can I afford

max payment and loan size from income (DTI)

Budget

Net family income, ₴/mo

Other payments, ₴/mo

Min living costs, ₴/mo

Loan

APR, %

Term, months

Down payment, %

Result

Safe payment (DTI ≤ 35%)16 000,00 ₴

Max payment (DTI ≤ 50%)25 000,00 ₴

Loan at safe payment1 215 076,00 ₴

Loan at max payment1 898 557,00 ₴

Left to live on (safe)39 000,00 ₴

Home budget: safe / max1 518 846,00 ₴ / 2 373 196,00 ₴

Banks usually allow total DTI (all payments / income) of 40–50%, but ~35% is the safe level leaving a cushion. The max payment here is additionally capped by minimum living costs. This is an affordability estimate, not a bank approval.

À propos de Capacité hypothécaire (DTI)

Capacité hypothécaire (DTI) — combien emprunter selon revenus et dettes. Finances: Gestion des finances personnelles. Utilisez nos outils sans inscription ni installation de logiciel. Tous les calculs se font dans votre navigateur — vos données ne sont jamais envoyées à un serveur.