Equipment leasing vs loan

payment and full cost of two financing schemes

Parameters

Equipment cost, ₴

Down payment, %

Term, months

Lease rate, %

Loan rate, %

Residual value (lease), %

Comparison

Down payment100 000,00 ₴

Lease payment/mo11 962,00 ₴

Loan payment/mo15 276,00 ₴

Lease total (incl. buyout)580 638,00 ₴

Loan total649 943,00 ₴

Differencelease cheaper by 69 304,00 ₴

Leasing often gives a lower payment via residual value and tax benefits for businesses (lease payments as deductible expenses). But you own the equipment only after buyout. Compare full cost, not just the payment.

À propos de Leasing de matériel

Leasing de matériel — leasing vs crédit — mensualité et coût total. Finances: Gestion des finances personnelles. Utilisez nos outils sans inscription ni installation de logiciel. Tous les calculs se font dans votre navigateur — vos données ne sont jamais envoyées à un serveur.