AML monitoring: limits
Thresholds, bank questions, how to avoid blocks
• ≥400,000 ₴ — mandatory monitoring
• ≥30,000 ₴ cash — bank may ask for source
• Regular identical ops — risk analysis even below
• Foreign SWIFT — always with documents
AML law: 400k ₴ is the formal threshold, banks monitor below it by risk profile. Structuring is a separate violation. Reference, not legal advice.