Home insurance amount

Structure + renovation + contents + liability → adequate cover

Components

Area, m²

Rebuild, UAH/m²

Renovation & finishes, UAH

Contents/equipment, UAH

Liability to neighbours, UAH

A typical mistake is insuring at market value. You insure the REBUILD cost (structure, UAH/m²) + renovation + contents + liability to neighbours (flooding). Under-insurance (sum < real value) = proportional payout: covered 50% — get 50% of the loss.

Cover

Structure: 900 000 грн
Total cover: 1 650 000 грн