Crypto ramps: fees

Amount → cost of crypto on/off-ramp by method

Amount, $

Direction

P2P exchange (Binance/Bybit)0.5% → 995 $

Cheapest: sell USDT for fiat directly. Risk — scammers, use exchange escrow only.

Exchange + card withdrawal1.5% → 985 $

Sell→EUR/USD→withdraw. Exchange + withdrawal fees + possible bank hold.

OTC exchanger2.0% → 980 $

In-person exchange, 1–3%. Only vetted exchangers with reviews.

Crypto ATM6.0% → 940 $

Instant cash but 4–10% fee. Poor value for large sums.

Typical fees (approximate). P2P is cheapest but needs caution. On-ramp usually costs 0.5–1% more than off-ramp. Taxes are separate.