Property insurance coverage

How much coverage is needed: rebuild cost, not market price

Parameters

Area, m²

Rebuild cost, UAH/m²

Interior finish, UAH/m²

Contents (furniture, appliances), UAH

Liability coverage, UAH

Result

Structure + finish1,800,000 ₴

Recommended sum2,200,000 ₴

Insure rebuild cost (what it costs to rebuild/repair), not market price: the land under a flat can't burn. Typical rebuild cost for Ukraine — 15–25k UAH/m² structure + 10–20k UAH/m² finish. Underinsurance = proportional payout (sum below real → payout proportional).

About Property insurance

Property insurance — how much coverage needed: rebuild cost + contents. Real estate: renovation ROI, encumbrances, build vs buy, replanning, new-build risks, inheritance, insurance, terms. Use our tools without registration or installing software. All calculations happen in your browser — your data is never sent to a server.