Build vs buy a house

Full self-build cost calculation vs the price of a finished house

Construction

Land plot, UAH

House area, m²

Shell, UAH/m²

Finishing, UAH/m²

Utilities (power/gas/water/sewage), UAH

Fence, gates, landscaping, UAH

Purchase

Finished house price, UAH

Renovation/fixes, UAH

Totals

Build total5,405,000 ₴

Buy total5,800,000 ₴

Difference395,000 ₴ build cheaper

Hidden self-build lines: project & permits (50–150k UAH), temporary power, site security, your time cost (1–3 years), rent during construction. Shell is 30–35% of budget, finishing and engineering the rest.

About Build vs buy

Build vs buy — house construction cost vs buying finished — full calculation. Real estate: renovation ROI, encumbrances, build vs buy, replanning, new-build risks, inheritance, insurance, terms. Use our tools without registration or installing software. All calculations happen in your browser — your data is never sent to a server.