Liability insurance payouts

Payout limits of the culprit's insurer: victims' property and health

Victim's property damage, UAH

Health damage, UAH (0 — none)

Property limit, UAH

Health limit, UAH

Property payout: 120 000 грн

Total from insurer: 120 000 грн

• Basic ОСЦПВ limits in Ukraine: ~130–160k UAH property and ~260–320k UAH health — set by MTIBU, check current values.
• MTIBU deductible: the insurer may deduct a franchise from the property payout.
• Direct settlement: if you also have ОСЦПВ — you can claim from your own insurer, it is faster.
• European protocol: without police — only for small damage, no injuries, both parties agree.