Agro insurance
crop and livestock insurance, weather indexes, state support — programs and documents
Agro insurance
Crops:
Insured yield by cost of sowing or expected harvest — hail, drought, frost, fire.
Weather indexes:
Parametric insurance: payout triggered by an index (mm rain, °C) — no field inspection.
Livestock:
Cattle, poultry, pigs — death, disease, forced slaughter.
Greenhouses & machinery:
Greenhouse glass/film, combines, elevator equipment — separate programs.
State support:
Part of the premium is compensated by the state (up to 40%) — via the Ministry of Agrarian Policy, updated yearly.
Documents:
Technology map, lease agreements, sown areas, vet documents for livestock.
Payout:
Insurer agronomist inspection + weather certificates; review period up to 30 days — demand an inspection report.
Where to buy:
Large insurers with agro programs + agro-holding pools; compare deductibles and exclusions, not just tariff.