Loans, grants, compensations — program map (check current status)
'Warm loans' program
20–35% loan-body compensation for insulation/energy efficiency for households and HOAs. Apply via a participating bank, proof — material certificates. Program status changes — check the bank's site.
eVidnovlennia grants
State compensations for damaged housing repair — application via Diia. For energy efficiency directly — individual measures count within comprehensive repairs.
Municipal programs
Cities (Kyiv, Lviv, etc.) have their own HOA insulation co-funding programs — usually 50–70% of project cost. Look for the 'energy efficiency' section on the city council site.
Energodim & YES programs
The 'Energodim' platform — marketplace of energy-efficient solutions with state support. Details and current offers on the official portal.
Soft loans for heat pump/PV
Some banks and programs finance heat pumps and solar for households — terms change, search 'heat pump loan program'.
Documents typically needed
Passport, tax ID, housing documents, estimates/invoices for materials, income certificate (for loans). For HOAs — meeting decision and charter.
Programs open, pause and change terms — this is a direction map, not a guarantee of terms. Current status — on official sites of participating banks, Diia and city councils. Suspicious 'guaranteed grants' for prepayment — fraud.