Cost of a degree

tuition with indexation + living costs → total cost and payback via salary difference

Costs

Tuition per year, UAH

typically 20,000–60,000 UAH/yr

Years

Indexation, %/yr

Studying in my home city (no living costs)

Living costs, UAH/mo

Payback

Salary with degree

Salary without

Discount rate, %

Total cost of education

606 171,00 ₴

tuition 126 171,00 + living 480 000,00

Salary delta/yr

120 000,00 ₴

Payback

5 yr

NPV за 20 років: 742 436,00 ₴

Not included: scholarships (~2,000+ UAH/mo on state funding), part-time work, and the opportunity cost (4 years of work experience instead of university). A degree pays off fastest in professions with a formal threshold — medicine, law, engineering.

Über Studienkosten

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