Payment Systems

System → coverage, FX conversion, abroad

Acceptance
150+ країн, ~100М точок
Conversion
Конверсія по курсу Visa + можливий банківський націнка DCC
Abroad
Full: hotels, car rental, deposits — best coverage
  • •Deposit holds (hotels/rentals) accepted everywhere
  • •Slightly behind MC on some promo terms — minor
  • •Reliable pick for travel

Conversion uses the payment-system rate + possible bank spread (1–3%). Abroad always choose local currency — DCC ('pay in UAH') adds 5–10%.